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Insurance Underwriter - Personal Lines - P&C

Location : Miami, FL
Job Type : Direct
Reference Code : ASCENDO-MIA-IJP
Hours : Full Time
Required Years of Experience : 2-3 years
Required Education : Assocaite
Travel : No
Relocation : No

Ascendo Resources has been retained by a successful, steadily growing Insurance Company headquartered in Miami FL focused in Property & Casualty Insurance. They are looking to hire 


Insurance Underwriter - Personal Lines - P&C Insurance 




  • Candidate will be responsible for underwriting personal lines new business, renewals cancellations and endorsements utilizing the established methodology, standards and guidelines

  • Handle agent inquiries concerning eligibility, coverage changes, renewal rates, reinstatement

  • Analyze the risk inherent in the issuance of homeowner insurance policies to determine if the property is an acceptable risk.

  • Apply underwriting guidelines to make recommendations or decisions on Homeowner and Dwelling Fire insurance applications.

  • Approve new business applications.

  • Review underwriting guidelines, property inspections, and other documentation to support underwriting decisions. Ability to work independently. Communicate clearly and concisely in writing and orally with people of various backgrounds.

  • Assist agents in correct policy application.

  • Issue policies for property insurance

  • Managed risk for assigned area in personal lines

  • Inspected homes for risk assessment in electrical, roofing, plumbing, and structures

  • Monthly agent training meetings

  • Prepared profitability plans

  • Implement a training program for customer service representatives procedures and Internet applications





  • 2-4 year experience as Insurance Underwriter (personal Lines), preferable from an insurance carrier

  • Proficient in MS Excel

  • Attention to detail, problem solving, positive attitude

  • Must be 2-20 licensed

  • Bachelor’s degree in related field. Experience may be considered in lieu of education.

  • Ability to problem solve using critical thinking and sound decision making

  • Schedule: Mon – Fri (10am-7pm)

  • Can be located in the Miami FL or Saint Petersburg FL





  • Excellent verbal and written communication skills for communicating with a widely varied audience.

  • Proven ability to analyze plan documents, policies, and contracts; to analyze customer needs and determine the most appropriate solution; and to set work priorities in accordance with established standards.


Compensation: 60k - 70k salary (depending on experience)


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