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Mortgage Loan Processors

Location : Miami, FL
Job Type : Direct
Hours : Full Time
Required Years of Experience : 2-3 years
Required Education : Assocaite's Degree
Travel : No
Relocation : No


Job Description 


 


A Financial Services company based in Miami, FL area, is looking to hire Junior Mortgage Loan Processors for their Lending Division. This is an entry-level role. Training will be provided. This is a great opportunity to learn the business in a fast-paced, friendly, and casual work environment


 


Job Description / Main Responsibilities:


 


JOB DESCRIPTION:


 




    • Reviewed file to familiarize with the structuring of the loan

    • Sending out Loan Application Agreements 

    • Help complete Loan Application files  

    • Ensure Loan Applications are filled properly, and proper documentation has been provided by customers 

    • Gather copy of tax returns from borrowers

    • Manage applicants' pipeline and follow up each client's status throughout the entire application process.

    • Communicated with borrower to obtain any additional documents needed to submit file to the underwriter for review

    • interface with property owners, district reps and underwriters to ensure timely approval

    • Validated all income and asset documents uploaded were current and matched: pay-stubs, bank statements (large deposits and other associated accounts) retirement statements, social security award letter, tax returns, profit & loss statement, VA documents and FHA documents

    • Assist with other departments to keep updated the policy and procedure documents

    • Send approval and commitment letters to customers, listing all conditions, which need to be met prior to funding

    • Participated in weekly pipeline meetings with loan officer to provide loan status

    • Perform special projects and research as assigned.

    • Perform other duties as assigned.



 


 


 


 


Pay Rate: $25 p/h



Requirements:



  • Associate degree required / bachelor’s degree (preferred

  • 2+ year experience processing, underwriting, funding and/or escrow within a mortgage or banking institution

  • Proficient in Microsoft Word, Excel and PDF Conversions.

  • Ability to independently manage daily tasks and short-term projects.

  • Highly organized and attention to detail

  • Excellent communication skills and strong analytical capacity

  • Bilingual – English / Spanish.

  • Parking provided

  • Applicants must be local candidates and available to start with relatively short notice

  • 8-hour daily shifts between the hours of 8:00 a.m. to 9:00 p.m. EST.

  • May require some flexible hours into evenings as scheduled.

  • Must be able to work weekends – Saturday or Sunday.


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